Stop reading bank statements. Start funding deals.
AI-powered MCA CRM for brokers — find red flags, defaults, and hidden accounts fast so you only work files that can fund.
Joe's Trucking LLC
Monthly revenue
$112,000
ADB
$7,450
True revenue
$90,000
Requested
$250,000
Risk Score
Prioritizes broker review for higher-default likelihood signals.
Forensic Signal
Modified Payments
Payment Modifications Detected — Recent debits suggest adjusted or re-presented payments that don’t follow a consistent schedule.
Evidence
- 05/06: CAPBRIDGE FUND debit $3,250 followed by same-day credit $3,250 (reversal)
- 05/08: CAPBRIDGE FUND debit $1,625 and later debit $1,625 (split payment)
- 05/10: CAPBRIDGE FUND debit $3,250 with memo containing 'ADJ'
- Pattern change: prior 4 weeks show consistent $3,250 debits; last 7 days show reversals and splits
Action Required
AI detected a second business account. Please request BOA statements for account ending 1234 to confirm total deposits and position.
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The Platform
Fund with Speed and Conviction
Forensic underwriting, missing document alerts, and pipeline control all in one workspace
Flagship
ANNA — Shop-specific AI agent
Anna is scoped to your shop's workspace — not a generic chatbot. She reasons over your deals, documents, and workflows so answers stay aligned with how your team underwrites. She learns patterns per shop while MACRAM LLC enforces aggressive PII scrubbing and strict lead isolation (see Privacy & Terms).
Forensic Underwriting And True Revenue
Quote off real cash flow and catch risk before submission.
- Flags stacking and hidden payments
- Separates sales from loans and transfers
- Clean monthly revenue with exclusions
Fraud Detection
Surface red flags before you send the submission.
- Flags tampered PDFs and altered bank statements
- Document authenticity checks
- ACH pattern red flags
Signals for review, not a fraud guarantee.
Pipeline And Deal Command
Run every deal and every refi in one system.
- Tracks submissions, offers, fundings, refinances
- Clear status and history timeline
- Deal folders and merchant vault
Lender Matching And Submissions
Send to the right funders and track outcomes.
- Score fit against funder rules
- Encode personal lender relationships
- Build and send a lender ready submission
Backdoor Monitoring
See who viewed your submission and who ghosted.
- Track lender opens and views
- Flag no response after view
- Follow up with proof, not guesses
Usage And Shop P And L
Know what each deal costs and what it earns.
- Credits and usage per underwrite
- Commission and fee tracking
- Owner view of shop performance
- Beta
Inbox Monitoring And Responses
Keep lender replies tied to the deal.
- Deal linked email threads
- Flags offers and doc requests
- Reply from inside the deal
BYOS Storage
Your files stay in your Google Drive.
- Deal vault stored in Drive
- You control retention and access
- Shop data stays separated
- Coming Soon
White Label Merchant Intake
Get bank data without chasing PDFs.
- Branded intake link per shop
- Faster doc collection from merchants
- Roadmap bank connect flow
Ready to underwrite at machine speed?
Book a 10-minute demo — see how MCACRM scrubs docs, scores risk, and packages submissions.