Stop reading bank statements. Start funding deals.

AI-powered MCA CRM for brokers — find red flags, defaults, and hidden accounts fast so you only work files that can fund.

Live PreviewRisk 8/10

Joe's Trucking LLC

Monthly revenue

$112,000

ADB

$7,450

True revenue

$90,000

Requested

$250,000

AI readyAnna AI AgentUpdated today

Risk Score

8/10

Prioritizes broker review for higher-default likelihood signals.

Forensic Signal

Modified Payments

Payment Modifications Detected — Recent debits suggest adjusted or re-presented payments that don’t follow a consistent schedule.

Evidence

  • 05/06: CAPBRIDGE FUND debit $3,250 followed by same-day credit $3,250 (reversal)
  • 05/08: CAPBRIDGE FUND debit $1,625 and later debit $1,625 (split payment)
  • 05/10: CAPBRIDGE FUND debit $3,250 with memo containing 'ADJ'
  • Pattern change: prior 4 weeks show consistent $3,250 debits; last 7 days show reversals and splits
High severityActionable evidence

Action Required

AI detected a second business account. Please request BOA statements for account ending 1234 to confirm total deposits and position.

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The Platform

Fund with Speed and Conviction

Forensic underwriting, missing document alerts, and pipeline control all in one workspace

Flagship

ANNA — Shop-specific AI agent

Anna is scoped to your shop's workspace — not a generic chatbot. She reasons over your deals, documents, and workflows so answers stay aligned with how your team underwrites. She learns patterns per shop while MACRAM LLC enforces aggressive PII scrubbing and strict lead isolation (see Privacy & Terms).

  • Forensic Underwriting And True Revenue

    Quote off real cash flow and catch risk before submission.

    • Flags stacking and hidden payments
    • Separates sales from loans and transfers
    • Clean monthly revenue with exclusions
  • Fraud Detection

    Surface red flags before you send the submission.

    • Flags tampered PDFs and altered bank statements
    • Document authenticity checks
    • ACH pattern red flags

    Signals for review, not a fraud guarantee.

  • Pipeline And Deal Command

    Run every deal and every refi in one system.

    • Tracks submissions, offers, fundings, refinances
    • Clear status and history timeline
    • Deal folders and merchant vault
  • Lender Matching And Submissions

    Send to the right funders and track outcomes.

    • Score fit against funder rules
    • Encode personal lender relationships
    • Build and send a lender ready submission
  • Backdoor Monitoring

    See who viewed your submission and who ghosted.

    • Track lender opens and views
    • Flag no response after view
    • Follow up with proof, not guesses
  • Usage And Shop P And L

    Know what each deal costs and what it earns.

    • Credits and usage per underwrite
    • Commission and fee tracking
    • Owner view of shop performance
  • Inbox Monitoring And Responses

    Beta

    Keep lender replies tied to the deal.

    • Deal linked email threads
    • Flags offers and doc requests
    • Reply from inside the deal
  • BYOS Storage

    Your files stay in your Google Drive.

    • Deal vault stored in Drive
    • You control retention and access
    • Shop data stays separated
  • White Label Merchant Intake

    Coming Soon

    Get bank data without chasing PDFs.

    • Branded intake link per shop
    • Faster doc collection from merchants
    • Roadmap bank connect flow

Ready to underwrite at machine speed?

Book a 10-minute demo — see how MCACRM scrubs docs, scores risk, and packages submissions.