Built for ISOs & Broker Shops

Stop Reading Bank Statements. Start Funding Deals.

Replace 4 hours of manual underwriting with 60 seconds of AI. Catch hidden defaults before funders do. Match deals to the right funders instantly. Close faster, lose fewer commissions.

60-Second Analysis: 100+ page bank packs, fully underwritten
Fraud Detection: catch ghost ACHs & stacking before you submit
Smart Matching: route deals to the exact right lenders
Complete Pipeline: from application to submission from funding to refinancing
Deal Analysis — ABC Merchant Corp
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Scubly Risk ScoreHigher = Elevated Risk
8
/10

Model confidence: 94% — based on 847 extracted transactions

HIGHForensic Alert

Micro-lender ACH — Possible Undeclared Position

Bank statement forensics detected recurring ACH debits ($847.33/wk) from "CAPBRIDGE FUND" — pattern consistent with undisclosed MCA position not reflected in submitted ZBL.

Monthly Revenue Breakdown

MonthGross DepositsExcluded (Non-Revenue)True Revenue
Sep 2025$187,432.00$42,500.00$144,932.00
Oct 2025$203,891.00$58,200.00$145,691.00
Nov 2025$178,654.00$31,800.00$146,854.00
Dec 2025$221,087.00$67,300.00$153,787.00

True revenue = deposits minus loan proceeds, owner transfers, and other excluded credits (configurable logic).

Built to Make You Money Faster

Every feature exists for one reason: get you to funding faster while protecting your commission.

Catch Fraud Before Lenders Do

Instantly detect undisclosed MCAs, photoshopped bank statements, and ghost ACH pulls before you submit the file. Stop wasting time on deals that will get declined.

  • Hidden stacking & undeclared positions flagged instantly
  • Doctored PDFs caught before they embarrass you
  • Ghost ACH debits that don't match the application

Stop Shotgunning Deals

Automatically score and route deals to the exact right lenders in your vault based on their strict guidelines. No more wasted submissions.

  • 0-100 match score with one-line reasoning
  • Pre-filters misfits before you even look
  • Your lender intel, your guidelines, your vault

Messy Submissions Scrubbed in Minutes

Feed it a 120-page, 12-month messy bank pack. Our engine reads every line, separates true revenue from loan proceeds, and builds a perfect month-by-month table in under a minute.

  • Every transaction extracted and categorized
  • True revenue vs gross — no more guessing

Know the Real Numbers

Gross deposits lie. We strip out loan proceeds, owner transfers, and LOC draws to show you the actual operating revenue — the number lenders actually care about.

  • Month-by-month true revenue breakdown
  • Full audit trail of what was excluded

BYOS Storage Model

Your merchants' sensitive PDFs sync directly to your Google Drive. We never store them. You stay in control. Sleep better.

  • Files live in YOUR Drive, not ours
  • No data breach risk on our end
  • Full control over retention & access

Ready to Close Faster?